Loan Rates

Effective July 21, 2023

Rates are subject to change without notice.

  • New Auto Loans

    Current Year with less than 10,000 Miles
    Term Rate as low as
    Up to 36 months 5.54%* APR
    37 - 48 months 5.70%* APR
    49 - 60 months 5.74%* APR
    61 - 72 months 6.24%* APR
    73 - 84 months 7.75%* APR

    Rates and terms may vary with model year.

  • Used Auto Loans

    Current Year with more than 10,000 Miles and Older Models
    Term Rate as low as
    Up to 36 months 5.54%* APR
    37 - 48 months 5.70%* APR
    49 - 60 months 5.74%* APR
    61 - 72 months 6.24%* APR

    Rates and terms may vary with model year.

  • Pleasure Craft Loans

    Boats, Recreational Vehicles, Jet Skis, ATVs, Travel Trailers, Titled Trailers, and Horse Trailers
    Term Rate as low as
    Up to 36 months 6.54%* APR
    37 to 48 months 6.70%* APR
    49 - 60 months 7.74%* APR
    61 - 84 months 9.75%* APR

  • Unsecured (Personal) Loans

    Term Rate as low as
    Up to 36 months 9.99%* APR
    Up to 48 months 10.99%* APR
    Up to 60 months 11.99%* APR

  • Share Secured Loan

    Share secured loan rates are 5.00% higher than the interest rate paid on the share savings accounts.

    For example: If the member has $5,000.00 in a MMCU savings account, which currently earns 0.10%, the rate on a share secured loan for the same amount would be 5.10%.

  • Certificate of Deposit Secured Loans

    Term Rate as low as
    Up to 120 months 3.00% Plus CD Rate

  • Home Equity Loans

    NMLS #804892

    Minimum Amount Term Rate as low as
    $10,000.00 Up to 60 months 5.74%* APR
    $20,000.00 Up to 120 months 6.0%* APR
    $30,000.00 Up to 180 months 6.25%* APR
    $40,000.00 Up to 240 months 7.25%* APR

  • Visa® Credit Card

    No Annual Fee No Balance Transfer Fee Fixed 9.9%* APR

*All rates listed are the best possible rates available. All rates are based on credit qualifications with the exception of Certificate and Share secured rates. Rates are subject to change without notice.